Submit 501(c)(3) Nonprofit Business

This page helps appointed insurance brokers submit business.

If you are a broker already appointed with NIA, this is the place to qualify and submit new business applications.

Insured by NIA:
Sister League of San Diego
San Diego, CA

First, confirm the 501(c)(3) is not one of these:

• Nonprofit type other than 501(c)(3), such as: 501(c)(4), 501(c)(6), etc.
• Athletic league
• Boy Scouts / Girl Scouts troop
• Chamber of commerce, trade association, or homeowners’ association

• Church, or an organization whose main goal is to promote the specific teachings or beliefs of a specific religion or person
• Detox facility, hospital, blood bank, or birth center

• Lockdown facility, or facility that holds people against their will
• Mountain bike / Motocross group
• Nonprofit developer that builds with the intent to sell
• University
• Zoo

Note: While NIA cannot insure these types of organizations, any 501(c)(3) nonprofits that are only affiliated with the above can be considered.

Let’s get you to the right application.

Does the 501(c)(3) fit in any of the following categories?

• It is a CASA (Court Appointed Special Advocate)
• It is a foster family agency
• It is a fiscal sponsor
• It has multi-chapter organizations
• It has six or more locations

Insured by NIA:
Stover Animal Rescue
Stover, MO

Start here.

This NIA Online Application can be used for most nonprofits.

Benefits of the NIA Online Application:

• Easy to submit new business. Brokers asked for an easier way to submit new business applications online, so we rebuilt the process from the ground up.
• Saves you time. The online application cuts down on length and takes less time. You can now eliminate entire sections of the application that don’t apply to your applicant.
• Easier to communicate with your clients. It’s easy for both brokers and applicants to send the application to each other. Just click a button to copy a link to the application and paste it into an email. There’s a lock on the application so you and your client can’t overwrite each other’s work
• Simplified document upload. A new upload feature allows you to easily upload associated documentation. When documents are required, the links you need to upload them are provided right there in the application.

Have questions or comments about the online application?

Contact your broker relationship manager, or just email broker services.

Other applications.

You only need to complete these IF:

The nonprofit does not qualify for the NIA Online Application because it:

• is a CASA
• has 6 or more locations
• is a foster family agency

• has multiple chapters
• is a fiscal sponsor

Use the applications below for all lines of business and classes of business for which you are requesting coverage.

Make sure your submission includes:

• A full name and email address for a contact at the nonprofit
• The nonprofit’s FEIN number
• Four years of currently valued loss runs
• Any applicable ACORDs (as listed below)

Send new and renewal submissions to submissions@insurancefornonprofits.org. Send endorsements and/or change requests to uwservices@insurancefornonprofits.org. Send questions to brokerservices@insurancefornonprofits.org. If you send email directly to an underwriter, we cannot assure a response. Thank you.

Line of business:

Commercial General Liability
(CGL)

California
pdf / word

Outside California
pdf / word

ACORDs: 125 & 126
Base Limit: $1mil/$1mil

Employee Benefits Liability (EBL)

California
pdf / word

Outside California
pdf / word

ACORDs: NA
Base Limit: $1mil/$1mil

Social Service Professional (SSP)

California
pdf / word

Outside California
pdf / word

ACORDs: NA
Base Limit: $1mil/$1mil

Improper Sexual Conduct and Physical Abuse (ISCPA)

California
pdf / word

Outside California
pdf / word

ACORDs: NA
Base Limit: $1mil/$1mil – lower limits can be offered

Directors and Officers (D&O)

California
pdf / word

Outside California
pdf / word

ACORDs: NA
Base Limit: $1mil/$1mil

Business Auto Liability and Non-Owned & Hired

California
pdf / word

Outside California
pdf / word

ACORDs: 127 & 137
Base Limit: CSL

Accident

California
pdf / word

Outside California
pdf / word

ACORDs: NA
Base Limit: Various plan options available, as outlined in the application

Umbrella
NA
ACORDs: 131
Base Limit: $1mil

Property (includes enhancement)
NA
ACORDs: 140
Base Limit: Based on exposure; call your underwriter

Inland Marine
NA
ACORDs: 146
Base Limit: Based on exposure; call your underwriter

Specialty:

Animal Questionnaire

California
pdf / word

Outside California
pdf / word

Fiscal Project Supplemental
All Covered States

Foster Care Adoption Supplemental
pdf / word

Special Event Endorsement Request
All Covered States

Wage and Hour Supplemental

California
pdf / word

Outside California
pdf / word

Claims.

For any open claim, with the exception of an open claim on the Business Auto line, please submit the Supplemental Claims Application (the #11 Claims Supplemental).

Your underwriter may, at their discretion, ask for the #11 on other claims such as large, closed claims, or claims on the Professional or Abuse.

• NIAC Supplemental Claims Application: pdf / word
• ANI Supplemental Claims Application: pdf / word

Submit application.

Email your new business submission to submissions@insurancefornonprofits.org. Include a need-by date for the submission.

Please reference the chart above for what to send OR download this brochure for everything you need.

NIA provides the best service when complete submissions are received at least 30 days prior to policy expiration. Until ALL the requested information is received, NIA cannot reserve an account for your office.

Common broker tools.

These are the most common tools for NIA-appointed brokers.

Your questions answered.

Great job on making it this far. Have some final questions? Here are the top questions NIA hears from brokers. There’s more where this came from, too.

Does NIA write new ventures?

Just confirm you’ve applied for your organization’s 501(c)(3) status by submitting to NIA a copy of your completed application and proof of payment to the IRS.

Note: You will be required to have your 501(c)(3) status within one year of purchasing coverage.

Is NIA covered by reinsurance?

Yes. Nonprofits Insurance Alliance (NIA) is conservatively reinsured by a group of highly rated reinsurers.

How do I report a claim?

Go to the Claims page to report a claim.

What is NIA’s appetite?

There are many different types of nonprofit organizations, but only federally tax-exempt 501(c)(3) nonprofits qualify for membership with Nonprofits Insurance Alliance (NIA).

NIA insures many types of nonprofits. Find out more about NIA’s appetite.

What are the minimum annual premiums by line of coverage?

If you’ve got a brand-new nonprofit, or if you’re thinking about starting one and just doing research for your budget, you may be interested in the minimum annual premiums for all the insurance coverage that NIA offers.

Your insurance quote will most likely differ, as your premium will be entirely defined by your nonprofit’s own level of risk.

Note: These minimum numbers are provided for informational purposes only.

Nonprofits Insurance Alliance
300 Panetta Avenue
Santa Cruz, CA 95060

Insurance 101 For Your Nonprofit

Running a nonprofit is hard enough! We’ve simplified the topic of insurance for your nonprofit: Check out Nonprofit Insurance 101.

The insurance policy, not this website, forms the contract between the insured and the insurer. The policy may contain limits, exclusions, and limitations that are not disclosed in this website. Coverages may differ by state.

Nonprofits Insurance Alliance ® is the tradename for a group of insurers — NIAC, ANI, and NANI — all of whom are public-benefit 501(c)(3) nonprofits and rated A (Excellent) by AM Best. All NIA organizations are administered by Alliance Member Services ® (AMS), also a 501(c)(3) nonprofit.

Nonprofits Insurance Alliance® is a brand of Alliance Member Services® (AMS). © AMS. All rights reserved.